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The Mortgage Blog of The Rosenblatt Group

New Reverse Mortgage Rules To Help Couples

Reverse Mortgage rules are about to change for married couples making the loan process considerably easier. In the past, there have been instances where one spouse took out a reverse mortgage loan and then passed away, leaving the surviving spouse facing foreclosure. On August 4, 2014 the U.S. Department of Housing and Urban Development will pass a new rule to help protect couples. Surviving spouses will now be able to continue living in the home as long as they make the required insurance and tax payments. The new rules also state that couples can now qualify for a reverse mortgage if only one spouse is 62 or older. More here

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Natural Ways To Prevent In-Home Insects

Many people now eschew unhealthy chemicals and pesticides when attempting to control insects that have invaded their homes. Here are a few ways you can naturally get rid of unwanted bugs in the house: Make sure all of your windows and doors are properly sealed and that when opening windows you have screens on them. Any large holes in your homes such as crawl spaces and chimneys should be covered; you can use a wire mesh cloth to cover many openings. Keeping your yard well maintained will also help decrease the amount of bugs near your home, standing pools of water are a mosquito paradise. Properly store and handle your trash and trash cans, and encourage natural predators such as birds and bats to visit your home. More here

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Home Price Increase Slows

According to the Federal Housing Agencies House Price Index, home prices are still rising but have begun to slow down significantly. In May, home prices increased 0.4% from a month earlier, while from May 2013 to May 2014 home prices jumped 5.5%. May marked the 26th consecutive month home prices have grown. CoreLogic’s Deputy Chief Economist Sam Khater said, “it is well known that higher-end home sales activity has been strong over the last two years, however, recently there’s been a shift, from both directions. Not only have higher-end home sales themselves started to weaken over the last few months, but the weakness in the lower-end segment is expanding into the upper-middle segments of the price distribution.” More here

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About Sam:

Sam Rosenblatt is an award-winning mortgage planner who has been providing clients with superior mortgage service since 1995. The Rosenblatt Group at Academy Mortgage Corp. offers Conventional, FHA/VA and USDA; and non-conforming jumbo mortgages.

Experience

In his 19 years as a Loan Officer, Sam has helped thousands of clients finance properties of all sizes. He is consistently recognized as a top producing Loan Officer in the country, appearing in Top 200 Mortgage Originators lists for national trade publications such as Mortgage Originator Magazine, Scotsman Guide, and Mortgage Executive Magazine for the past nine years. Sam has achieved the Top Producing Loan Officer of the Year at Academy for three consecutive years. In 2013 he produced nearly $74 million in total volume and closed 258 loans.

Key Benefits

The Rosenblatt Group’s office is located in Academy Mortgage Corporation’s Mid-Atlantic Regional Operations Center, enabling Sam and his group to provide in-house processing, underwriting and closing, and assuring that your loans will be handled personally and locally. In addition, they have the flexibility to meet demanding closing dates. The Rosenblatt Group’s industry knowledge and competitive rates help ensure customers receive the best possible product and superior service.

Focus/Philosophy

Sam and his team work diligently to offer clients the best possible loan products. They are committed to responsible lending and safeguarding your investment while eliminating risk. “Our goal is to ensure that each person obtains a carefully-tailored loan program that fits their short- and long term financial plans.”

Sam’s goal is to provide services that demonstrate his team is not an impersonal commodity but rather a group of educated, proactive individuals dedicated to finding the most appropriate programs available.

Personal

Sam and his wife Michelle live in Homeland, with their son Bennett and their two dogs.

Contact:

Sam Rosenblatt
Mortgage Planner
NMLS # 75844, MD License # 237
Academy Mortgage Corporation
NMLS # 3113, MD License # 12423
6960 Aviation Blvd., Suite E
Glen Burnie, MD 21061
Office Phone: 410-553-2641
Cell Phone: 410-375-4447
Toll-Free: 888-646-2726
Fax: 443-548-2500

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