The Rosenblatt Group

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The Mortgage Blog of The Rosenblatt Group

Educating Yourself On Reverse Mortgages

Reverse mortgages have begun to gain more positive attention as new laws make the option more attractive to both borrowers and loan officers. In the past, there were some concerns, but now that new laws protect the borrower, the option has become safer, and ultimately, more appealing. Reverse mortgages have ensured that many older Americans can stay in their homes by tapping into their home equity, and it’s overall popularity is rising. Many experts are now promoting reverse mortgages to older individuals as a way to escape financial hardship. More here 

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Ideas To Reduce Home Insurance Costs

Insurance payments can be burdensome, but they are a necessity for you, your family, and your home. A few things you can do to help reduce your insurance costs are: Don’t switch companies too often, this may help reduce your payments or provide you with free credit from companies who reward for loyalty. Shop around for the best prices; check out comparison sites on the internet. Have plenty of smoke alarms throughout the house, and a burglar alarm to reinforce the fact that you are low-risk. Don’t be afraid to ask about discounts, you may be surprised by special perks. Bundling can sometimes reduce costs, consider bundling your auto and home insurance together for a discount. Also, maintain a good credit score, and if your score is low, take steps to improve it. More here

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Tips For Maintaining Your Garage Door

Garage doors get a great deal of use and require special care to continue working properly. A few things you can do to keep your garage door well maintained are: Check all components of your door to make sure they are functioning correctly. Look for broken or bent pieces that may need repair. Lubricate the axles and rails and be sure they are in place and tight. If adjusting the sensitivity of your door, be certain the setting is in accordance with the manual. The weather sealant should be intact and free from cracks. You can also wash your garage door with car wax to control dirt and extra moisture. More here

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About Sam:

Sam Rosenblatt is an award-winning mortgage planner who has been providing clients with superior mortgage service since 1995. The Rosenblatt Group at Academy Mortgage Corp. offers Conventional, FHA/VA and USDA; and non-conforming jumbo mortgages.

Experience

In his 19 years as a Loan Officer, Sam has helped thousands of clients finance properties of all sizes. He is consistently recognized as a top producing Loan Officer in the country, appearing in Top 200 Mortgage Originators lists for national trade publications such as Mortgage Originator Magazine, Scotsman Guide, and Mortgage Executive Magazine for the past nine years. Sam has achieved the Top Producing Loan Officer of the Year at Academy for three consecutive years. In 2013 he produced nearly $74 million in total volume and closed 258 loans.

Key Benefits

The Rosenblatt Group’s office is located in Academy Mortgage Corporation’s Mid-Atlantic Regional Operations Center, enabling Sam and his group to provide in-house processing, underwriting and closing, and assuring that your loans will be handled personally and locally. In addition, they have the flexibility to meet demanding closing dates. The Rosenblatt Group’s industry knowledge and competitive rates help ensure customers receive the best possible product and superior service.

Focus/Philosophy

Sam and his team work diligently to offer clients the best possible loan products. They are committed to responsible lending and safeguarding your investment while eliminating risk. “Our goal is to ensure that each person obtains a carefully-tailored loan program that fits their short- and long term financial plans.”

Sam’s goal is to provide services that demonstrate his team is not an impersonal commodity but rather a group of educated, proactive individuals dedicated to finding the most appropriate programs available.

Personal

Sam and his wife Michelle live in Homeland, with their son Bennett and their two dogs.

Contact:

Sam Rosenblatt
Mortgage Planner
NMLS # 75844, MD License # 237
Academy Mortgage Corporation
NMLS # 3113, MD License # 12423
6960 Aviation Blvd., Suite E
Glen Burnie, MD 21061
Office Phone: 410-553-2641
Cell Phone: 410-375-4447
Toll-Free: 888-646-2726
Fax: 443-548-2500

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NMLS Licenses:

NMLS # 75844 | Corp #3113
MD #237 | Corp #12423
DC #MLO75844 | Corp #MLB3113
DE #900717 | Corp #010825
PA #28407 | Corp #22177
Licensed by the Pennsylvania Department of Banking
VA # MLO-6487VA | Corp #MC-5196
Licensed by the State of Virginia