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The Mortgage Blog of The Rosenblatt Group

Home Buying Tips For Millennials

According to research, only 36% of homeowners are under the age of 35; this may be a direct result of student loans, no credit history, lack of commitment, and the desire to live in large cities where real estate is costly. There are some valuable resources available to overcome the obstacles preventing millennials from buying a home: Experts suggest going to small local banks, local mortgage companies and credit unions to increase chances of being approved for a loan. It is also worth exploring first-time home buyer programs. More here

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Housing Inventory Increases

According to Zillow’s Real Estate Markets report, home sales inventory continued to grow during the month of October. The data suggests that higher-priced home sales inventory has experienced a larger increase than lower and mid-level priced homes. Experts expect that inventory in the lower and mid-level price range will grow in the coming years. Stan Humphries, Zillow’s Chief Economist said, “we expect more demand to come from the lower end of the market in coming years as millennials overtake Generation X as the largest home-buying demographic. As this happens, builders will be forced to build for these more entry-level buyers, and inventory at the bottom tier should improve.” More here

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Holiday Decorating Safety Tips

The holidays are right around the corner, and many people are preparing to decorate their homes, some elaborately so. While this can be fun for the whole family, it’s important to keep everyone safe. A few precautionary measures to take this holiday season are: Make sure your tree is not close to fireplaces or any other devices that create heat. When using artificial snow be sure to keep your distance, as the spray, if inhaled, can be bothersome to your lungs. Test all lights and make sure they work efficiently and safely. Also, when possible you should reduce the use of extension cords to avoid electrical danger. More here

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About Sam:

Sam Rosenblatt is an award-winning mortgage planner who has been providing clients with superior mortgage service since 1995. The Rosenblatt Group at Academy Mortgage Corp. offers Conventional, FHA/VA and USDA; and non-conforming jumbo mortgages.

Experience

In his 19 years as a Loan Officer, Sam has helped thousands of clients finance properties of all sizes. He is consistently recognized as a top producing Loan Officer in the country, appearing in Top 200 Mortgage Originators lists for national trade publications such as Mortgage Originator Magazine, Scotsman Guide, and Mortgage Executive Magazine for the past nine years. Sam has achieved the Top Producing Loan Officer of the Year at Academy for three consecutive years. In 2013 he produced nearly $74 million in total volume and closed 258 loans.

Key Benefits

The Rosenblatt Group’s office is located in Academy Mortgage Corporation’s Mid-Atlantic Regional Operations Center, enabling Sam and his group to provide in-house processing, underwriting and closing, and assuring that your loans will be handled personally and locally. In addition, they have the flexibility to meet demanding closing dates. The Rosenblatt Group’s industry knowledge and competitive rates help ensure customers receive the best possible product and superior service.

Focus/Philosophy

Sam and his team work diligently to offer clients the best possible loan products. They are committed to responsible lending and safeguarding your investment while eliminating risk. “Our goal is to ensure that each person obtains a carefully-tailored loan program that fits their short- and long term financial plans.”

Sam’s goal is to provide services that demonstrate his team is not an impersonal commodity but rather a group of educated, proactive individuals dedicated to finding the most appropriate programs available.

Personal

Sam and his wife Michelle live in Homeland, with their son Bennett and their two dogs.

Contact:

Sam Rosenblatt
Mortgage Planner
NMLS # 75844, MD License # 237
Academy Mortgage Corporation
NMLS # 3113, MD License # 12423
6960 Aviation Blvd., Suite E
Glen Burnie, MD 21061
Office Phone: 410-553-2641
Cell Phone: 410-375-4447
Toll-Free: 888-646-2726
Fax: 443-548-2500

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NMLS Licenses:

NMLS # 75844 | Corp #3113
MD #237 | Corp #12423
DC #MLO75844 | Corp #MLB3113
DE #900717 | Corp #010825
PA #28407 | Corp #22177
Licensed by the Pennsylvania Department of Banking
VA # MLO-6487VA | Corp #MC-5196
Licensed by the State of Virginia