The Rosenblatt Group

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The Mortgage Blog of The Rosenblatt Group

Hot Housing Markets In 2015

According to Realtor.com, 2015 may be a big year for the housing market. First-time homebuyers are expected to make a significant return to the market next year, and home sales are predicted to increase by approximately 25%. Experts have compiled a list of some expected hot housing markets in 2015 that take into account affordability, employment rates, and growing population. A few cities that top the list are Atlanta, Des Moines, Dallas, Houston, Los Angeles and Denver. More here

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Mortgage Rates Drop Significantly

Mortgage rates have fallen to the lowest level since May 2013, according to recent data released by Freddie Mac. The 30-year fixed-rate loan averaged 3.8% nationally this week, while the 15-year fixed-rate loan averaged 3.1% nationally. 10-year Treasury yields have also fallen to the lowest rate seen in 7 months. The vice president of HSH.com said, “plunging oil prices, due to a slowdown in Russia and other global economies, have been sending investors into safe havens like U.S. Treasuries. This is again driving down yields and pulling mortgage rates right along with them.” More here

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Research Finds Giving May Benefit Health

A new study From Harvard Business School has found that the warm, fuzzy feeling you get when you give a gift might not be a coincidence. Giving has now been linked to long-term positive health benefits. The study involved a focus group, with some people giving various amounts of money to shoppers while the other group kept the money to spend on themselves. Those who gave the money away to shoppers were in better spirits when compared to those who kept the money to spend on themselves. Happier people tend to have lower blood pressure, lower stress levels, and lower heart rates. So give this holiday season and be happier and healthier! More here

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About Sam:

Sam Rosenblatt is an award-winning mortgage planner who has been providing clients with superior mortgage service since 1995. The Rosenblatt Group at Academy Mortgage Corp. offers Conventional, FHA/VA and USDA; and non-conforming jumbo mortgages.

Experience

In his 19 years as a Loan Officer, Sam has helped thousands of clients finance properties of all sizes. He is consistently recognized as a top producing Loan Officer in the country, appearing in Top 200 Mortgage Originators lists for national trade publications such as Mortgage Originator Magazine, Scotsman Guide, and Mortgage Executive Magazine for the past nine years. Sam has achieved the Top Producing Loan Officer of the Year at Academy for three consecutive years. In 2013 he produced nearly $74 million in total volume and closed 258 loans.

Key Benefits

The Rosenblatt Group’s office is located in Academy Mortgage Corporation’s Mid-Atlantic Regional Operations Center, enabling Sam and his group to provide in-house processing, underwriting and closing, and assuring that your loans will be handled personally and locally. In addition, they have the flexibility to meet demanding closing dates. The Rosenblatt Group’s industry knowledge and competitive rates help ensure customers receive the best possible product and superior service.

Focus/Philosophy

Sam and his team work diligently to offer clients the best possible loan products. They are committed to responsible lending and safeguarding your investment while eliminating risk. “Our goal is to ensure that each person obtains a carefully-tailored loan program that fits their short- and long term financial plans.”

Sam’s goal is to provide services that demonstrate his team is not an impersonal commodity but rather a group of educated, proactive individuals dedicated to finding the most appropriate programs available.

Personal

Sam and his wife Michelle live in Homeland, with their son Bennett and their two dogs.

Contact:

Sam Rosenblatt
Mortgage Planner
NMLS # 75844, MD License # 237
Academy Mortgage Corporation
NMLS # 3113, MD License # 12423
6960 Aviation Blvd., Suite E
Glen Burnie, MD 21061
Office Phone: 410-553-2641
Cell Phone: 410-375-4447
Toll-Free: 888-646-2726
Fax: 443-548-2500

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NMLS Licenses:

NMLS # 75844 | Corp #3113
MD #237 | Corp #12423
DC #MLO75844 | Corp #MLB3113
DE #900717 | Corp #010825
PA #28407 | Corp #22177
Licensed by the Pennsylvania Department of Banking
VA # MLO-6487VA | Corp #MC-5196
Licensed by the State of Virginia